Step 1
Develop Understanding.
Step 2
Examine every aspect of
your finances.
Step 3
Prepare recommendations.
Step 4
Present recommendations.
Step 5
Take action.
Step 6
Refine and review
your strategy.
The Role of a Financial Advisor
As your wealth advisor, my job is to assess your whole financial picture and develop a strategy that is specifically tailored to you and your financial needs. My focus is on investments, estate planning, banking needs, and protection planning.
My style of financial planning is very collaborative. I bring together a team of professionals to provide you with the total financial solutions you need to help reach your financial goals. I will work with you to help assess your whole financial picture.
I will then develop a six-step plan to follow that will lead to tailor-made financial package for you.
Wealth Planning
Simply put, wealth-planning means developing an overall plan to achieve your financial goals that can be used to guide all retirement, estate, tax, education and investment planning decisions.
Make sure you have enough assets and income to enjoy the kind of retirement life you've been hoping for.
Handbooks:
Retirement Planning
Retirement Options
Practical Perspectives on Transitioning to Retirement
McLeod Visualizer
Personal Review Workbook
Ensure that your assets are distributed according to your wishes - consider both the financial and administrative implications.
Handbooks:
Estate Planning
Drafting Your Will
Practical Perspectives on Estate Planning
What is a Trust
Benefits of Testamentary Trusts
Intervivos Trusts
Charitable Giving
By structuring the right mix of investments for your portfolio, you can pay less tax while ensuring optimal returns.
Handbooks:
Insurance products can be used to help build your estate while protecting your loved ones in the event of death or disability.
Handbooks:
Protect Your Estate
RRSP and Tax Protection
RRSP and RRIF Taxes at Death
Estate Reallocation
Develop a savings strategy before your children start post-secondary education - the earlier the better.
Handbooks:
Registered Education Savings Plan
RESPs - A Savings Plan for Education
RESP
Educational Savings Strategies